Health insurance companies have until June 30 to decide whether to cover certain medical expenses.
That means if you need a hip replacement, you will have to wait until June or October to get coverage.
“There’s a lot of uncertainty,” said David Shaffer, a health care law professor at Rutgers University.
“People are afraid to say they’re going to get a new hip replacement.
They’re afraid of having to pay a higher premium than what they would pay without a hip, or being on Medicare.”
The Affordable Care Act requires companies to provide their employees with insurance.
Some companies have already started offering coverage to some retirees and their dependents.
But Shaffer said he’s concerned that the federal government will leave some workers out of the process.
“The big question is, are you going to be able to get your insurance through this?” he said.
“The government has been doing it for a long time, but there’s been a lack of enforcement, and a lack on what the rules are.”
This story is from the June 22, 2017, issue of ESPN The Magazine.